So when I, when I. The framework has, basically it requires you to look at the whole picture, right? So you're not. There's two sides when you invest in something, it's a relationship. So on, on the other end of every investment is an impact. So if I say, if I'm investing in a large corporation and part of what they're doing is building data centers, there's an impact there. It doesn't mean you shouldn't do it. It means you should know what they're doing so you can hold the tension of that and recognize there's trade offs. But when you have an investment, it can have a positive impact on the other people involved, on the community and on the environment that it touches. It doesn't always have to be extractive. It doesn't always have to be the way that we have designed them. In a lot of cases where it's like, I gotta go, you know, these corporations are looking for ways to reduce costs. They're looking for ways to increase prices and build new things to sell so they can do the thing they're told is their job to do. But when you design. So that's the first piece is to look at both sides of the investment equation. What's the return and the benefit to you? What's the impact and potential benefit to people who are in the communities that are affected by that investment? And so that's one piece. The other piece is that another piece is you're looking for reciprocity. So you're looking to design for a regeneration. Regeneration or reciprocity where there is and you know what it is, but there's actually benefit on both sides. So I'll give you an example because people don't know what these, what I'm talking about when I say this. So there's a guy in, in Houston and I'll send you the link afterwards, but you can find it on. Magnolia Fund is a small investment fund that was set up by a guy who grew up in the east end of Houston. And that was and is a very Mexican American part. It was redlined and it was a Mexican part of the city of Houston. And now there's a lot of development that's happening there and it's becoming an area where developers are coming in and doing things, creating new spaces and coffee shops and new businesses. And this, this person, Eric Ibarra, who started it, grew up in that neighborhood and is an entrepreneur and has done a couple of startups, technology startups. And he said, I'm going to team up with a couple of the folks that I grew up with and we're going to launch a fund where we're going to do something so that our neighbors, the people who live in this neighborhood, can invest in this neighborhood and be part of the development of it. So he opened up a fund using the we funder platform and he went and canvassed the area and so together his neighborhood, like 150 people. I think it ended up being about bought and the minimum investment was $100. So you can do it that way. And they bought a commercial kitchen in the area and now it's operating as a, as a, a subscription kitchen for food startups. So that is cool. So, right. Like I think they ended up, it wasn't a huge amount. Right. But like these kinds of things are possible and when you start thinking, hey, you know, there's inclusive ways of making change where you can drive and see what your investment is doing, you know, like, and see the people that are working there. And he's got a whole setup where there's mentoring for experience for you from experienced food makers that live in that area because it's known for that. Yeah. So the idea from a returns point of view, the idea is in five years he'll be able to return capital invested and then after that the intention is an 8% per year return, which is reasonable and probably doable. And obviously you have to have somebody who knows how to put a business plan together to something like that too. It's not just about the real estate, it's also about how you're going to use it. So I won't say that these are simple. It's not like, hey, just put a hundred dollars a month in or you know it, you. They require some, some effort and some thinking. And so it's a different way of imagining your investment life. But the other, so, so the other, the other elements of it are you're taking a much longer term view than the typical investments now. You know, where everything is on a quarterly basis. That's pushing some really bad behaviors. I've sat around tables with, with senior leaders that are trying to figure out how to deal with the fact that an, an oil field is not producing as fast as it was supposed to because there have been some technical problems. There's not less oil than they thought. It's all still there, but they're not delivering it fast enough to hit the quarterly number. And now they have to Make a decision that they wouldn't make if they didn't have the pressure of a quarterly return. So from a invest like a mother point of view, that shouldn't be the reason why you're making decisions. You need to be kind of invested in the real kind of investment way and allow people that are in the business, that understand the business to make decisions that are not just about how much cash can I get this quarter. Right. So it's a long view, it's reciprocal, it's holistic, and it's inclusive. So we're so used to having grown up in a culture that's very individualistic in its point of view to be thinking about financial security as an individual thing. But if you really look around, if you really notice what's happening with financial security, the. The wealthiest people in the world are building bunkers.
